Terms and Conditions for www.27businessideas.co.uk

Last Updated: 3rd November 2025

Please read these Terms and Conditions ("Terms") carefully before using the www.27businessideas.co.uk website (the "Service") and purchasing digital products from us.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service or purchasing our products, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

1. Business Information

2. Digital Products

The Service allows you to purchase digital download products, such as e-books, guides, templates, or reports ("Digital Products"). All products are delivered as digital downloads only. No physical products will be shipped.

3. Orders and Payment

  • All prices for Digital Products are listed on the Service and are inclusive of any applicable VAT, unless stated otherwise.

  • We reserve the right to change the prices of our Digital Products at any time without notice.

  • Payment is required at the time of purchase. We use third-party payment processors: Stripe and PayPal to handle transactions. We do not store your credit card or payment details on our servers.

4. Delivery of Digital Products

Upon successful payment, you will receive access to your purchased Digital Products. This is typically via a download link sent to the email address you provided at checkout and/or through a secure link on our website.

You are responsible for ensuring your email address is correct and that you are able to receive emails from us. If you do not receive your download link within a reasonable timeframe, please contact us at [Your Support Email Address].

5. Consumer Rights and Refund Policy

This section is critical for compliance with UK law.

  • Right to Cancel: Due to the nature of the product (digital download), all sales are final. There are no refunds.

  • Loss of Cancellation Right for Digital Downloads: This right to cancel does not apply to digital content. By purchasing a Digital Product from us, you consent to receive the digital content immediately.

  • You will be asked to tick a box or otherwise confirm at checkout that you understand and agree that you will lose your 14-day cancellation right once the digital download has started.

  • Therefore, once a Digital Product has been downloaded or accessed, we cannot offer any refund, exchange, or cancellation.

6. Faulty Digital Content (Consumer Rights Act 2015)

Under the Consumer Rights Act 2015, digital content must be:

  • Of satisfactory quality.

  • Fit for a particular purpose.

  • As described by the seller.

If you find that a Digital Product you purchased is faulty, not as described, or does not work as intended, please get in touch with us immediately at hello@27businessideas.co.uk with details of the issue.

In such cases, your statutory rights entitle you to a repair or a replacement of the Digital Product. If we are unable to repair or replace the product within a reasonable time, you may be entitled to a price reduction or, in some cases, a full refund.

7. Licence and Use of Products

When you purchase a Digital Product from us, you are granted a limited, non-exclusive, non-transferable licence to use the product for your own personal, non-commercial use.

You may not:

  • Resell, share, license, or redistribute the Digital Product, whether for free or for profit.

  • Copy, modify, or create derivative works based on the Digital Product (unless explicitly permitted by the product, e.g., a template).

  • Claim the Digital Product as your own work.

8. Intellectual Property

All content on this Service and all Digital Products (including text, graphics, logos, and software) are the property of Rollercoaster Publishing Ltd., trading as 27BusinessIdeas.co.uk and are protected by UK and international copyright, trademark, and other intellectual property laws. Your purchase does not grant you any ownership rights to this intellectual property.

9. Limitation of Liability

Our Digital Products provide information and ideas. They do not constitute financial, legal, or business advice. You are solely responsible for any actions you take based on the information in our products.

To the fullest extent permitted by law, Rollercoaster Publishing Ltd., trading as 27BusinessIdeas.co.uk, shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your use of the Service or any Digital Product.

10. Privacy

Your use of the Service is also governed by our Privacy Policy, available on our Privacy Policy page. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of England and Wales. You agree that any dispute or claim arising out of these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page and updating the "Last Updated" date.